Conventional Mortgage Rates

Mortgage Type	Rate	Points	APR
30 or 25 Year Fixed Rate	5.000%	2.000%	5.435%
30 or 25 Year Fixed Rate	5.125%	1.000%	5.497%
30 or 25 Year Fixed Rate	5.500.%	0.000%	5.736%
20 Year Fixed Rate	5.000%	2.000%	5.435%
20 Year Fixed Rate	5.125%	1.000%	5.497%
20 Year Fixed Rate	5.875%	0.000%	6.209%
15 Year Fixed Rate	4.875%	2.000%	5.208%
15 Year Fixed Rate	4.625%	1.000%	5.001%
15 Year Fixed Rate	5.000	0.000%	5.188%

Mortgage Type	Rate	Points	APR	Margin
1 Month MTA ARM  (Life Cap: 8.95%)  up to$1.49M*	1.250%	0.000%	2.904%	2.750%
3 Month MTA ARM  (Life Cap: 8.95%) up to$1.49M*	2.750%	0.000%	4.454%	2.750%
1 Month COFI ARM (Life Cap: 8.95%) up to$1.49M*	2.750%	0.000%	4.428%	2.750%
3 Month COFI ARM (Life Cap: 9.950%)up to $1.49M*	3.750%	0.000%	4.628%	2.750%
1 Year ARM  (Life Cap: 10. 000%)	4.000%	0.000%	4.607%	2.750%
3 Year ARM (Life Cap: 10.1250%)	4.125.%	0.000%	4.948%	2.750%
3 Year "Flex" ARM: (Life Cap: 11.95%) 5% down	4.750%	0.000%	4.949%	2.750%
5/1 Interest Only ARM (Maximum 80% L-T-V)	5.000%	0.000%	5.173%	2.750%
5 Year "Flex" ARM:  (Life Cap: 11.95%) 5% down	5.125%	0.000%		2.750%
5 Year ARM (Life Cap:  11. 000%)	5.000%	0.000%		2.750%

These rates are subject to change without notice.  Some restrictions apply.  Some loans may have a Pre-Payment Penalty
1 to 4 Family Units, Owner-Occupied, Primary Residence, 
Purchase Loan amount $100,000 to $333,700 - 1Unit
Loan amount $100,000 to $427,150 - 2 Unit
Loan amount $100,000 to $516,300 - 3 Unit
Loan amount $100,000 to $641,650 - 4 Unit  
Rates as of:  March 26, 2004  
Available in:  All States....
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Corporate Office: Kalamazoo, Michigan
Tel: 269•321•3332 • Fax: 269•382•5751 or Email
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Copyright © 2001 Glenwood Financial I
Last modified: March 26, 2004